Thinking on your fleet

Using our roads is not an automatic right for an individual, and must always come with responsibilities, including the requirement in UK law to ensure you have appropriate vehicle insurance, so says Neil Worth, officer of road safety and breakdown organisation GEM.

Driving without insurance carries a fine of £300 and six penalty points at the roadside. If the matter goes to court it is an obligatory endorsement of 6 to 8 points, a discretionary disqualification and an unlimited fine. Imagine the costs involved if you are a fleet manager and one of your drivers gets caught… it simply doesn’t bear thinking.

As a responsible fleet manager, the expense of managing your fleet’s insurance can be expensive and time consuming. Which is why some policies, although complying with the law, might not be the right fit for your business.

Are you guilty of simply buying another single vehicle policy as and when you buy or lease a new van or car? This may look like a cheaper option, but it can end up being quite expensive when you look at all the insurance premiums, not to mention the admin involved and making sure all the right drivers can drive the right vehicles.

If you plan on buying or leasing more vehicles, you are likely to find a situation where you are looking at a new single vehicle quote to cover a new vehicle but don’t have any ‘no claims bonus’ to apply, as you are using it on your other vehicle(s). Usually this makes for an expensive first year’s premium on that new vehicle.

If you have a mix of cars, vans and/or special type vehicles, motor fleet insurance is often rated differently. If your business dictates that you need to run a combination of cars, vans or maybe special type vehicles such as tippers, diggers, cherry pickers etc, then you may find it difficult and/or expensive to insure these vehicles individually. Motor fleet insurers tend to be more open to accepting a mixture of vehicles on their policies for reasonable rates.

At My Fleet Solutions we offer FCS Insurance Solutions, which is authorised and regulated by the Financial Conduct Authority (FCA licence number 759713). Through our parent company Fuel Card Services, we can negotiate bigger discounts and introduces quotes for all probabilities: Mixed Fleet Insurance, HGV Dedicated Insurance, Employer’s Liability Insurance, Product and Public Liability Insurance and Goods In Transit Insurance.

My Fleet Solutions parent company Fuel Card Services is part of The DCC Group, a FTSE 100 company, giving clients the confidence of dealing with an innovative market leader backed by the credibility of a large, well-established corporate.

For a quote tailored to your business needs or commercial vehicle requirements visit www.fcsinsurancesolutions.co.uk

Reporting a road traffic accident

How to report a car accident … to your boss

You know that old saying about death and taxes… well, here are some further certainties: you can’t buy time and, unfortunately, there is always an accident waiting to happen.

As a fleet owner, if your driver is involved in an accident, would they know who to call and what information they need to collect, so that the claim can be processed fairly, and fast?

It is these crucial minutes, at the scene of an accident that help make a claim easier to handle and the impact less painful on the business.

My Fleet Solutions is your accident manager

My Fleet Solutions is here to step in, to minimise downtime and reduce costs. there are so many aspects associated with road traffic accidents that are almost impossible to manage in-house. But with a dedicated provider, you can rest assure everything is being dealt with in a proficient and professional manner. 

Fuel Card Services is our parent company, which is why we have the corporate presence to make great partnerships with Amber Claims Management, a leading insurance handler, the benefits of which we can share with you.

From removing the vehicle and finding a repairer to handling the claims process and recovering uninsured losses, our fleet accident management company will resolve all associated aspects of an incident. 

More importantly, they will be with you and your driver, right from the time the accident happens.

There are dedicated service centre agents who are trained to deal with distressed drivers. They can spend the right amount of time on the phone with each driver to accurately capture incident detail, assess liability, and to understand potential indemnity restrictions, whilst providing reassurances following nasty accidents.

For example, your service agents can help your driver get the right information, such as knowing about road markings, damage to all vehicles, the third party driver,  if they seem suspicious, number plates, the positioning of the vehicles, tyre/skid marks and signposts. Is the vehicle still driveable?

As you can see, just from these suggestions above, that there are huge, reassuring benefits in having an accident management company on hand to deal with any incidents or accidents.  

The claims service will handle the entire process, from the driver’s initial call through to the claim being finalised, providing a courtesy car to match, ensuring the repairs are done to standard and getting the vehicle back on the road.

Choosing My Fleet Solutions Services means prangs, RTA incidents or third party claims will have a minimal impact on the fleet and your business.

So, before we end, we should retitle our blog to read: “How to report a car accident… like a boss”.

For more information visit My Fleet Solutions.

Fleet Management Solutions at My Fleet Solutions

Help with all your vehicle needs

Making sure you are not paying over the odds for vehicle management is the aim of the team at My Fleet Solutions. Our years of experience and industry knowledge, means that we can save you time, hassle and unnecessary expense through our extensive contacts and industry knowledge.

From the fuel you put in the car, to service and fixing the vehicle, My Fleet Solutions has the right answer to fit your vehicle management needs. The maintenance support doesn’t end there, we can take care of sourcing the right vehicle insurance, telematics system and the most comprehensive accident management support in the industry. If your vehicles need it, the answer is at My Fleet Solutions.

Saving on My Fleet Fuel

Our Fuel Card Services offers fuel discounts and the ability to make significant management savings. You benefit from fixed weekly pricing, which is a considerable weight taken off both your drivers and accounts department, giving you full control of fuel costs.

Keeping track on My Fleet’s journey

Did you know that using telematics improves safety, efficiency and saves you money on your fleet? We offer our own telematics servce, Tele-Gence, an even better fleet solution, integrating fuel card data with telematics. Having access to fuel card data and live tracking data enables in-depth reporting on fuel fraud, pump pricing, driver behaviour, vehicle tracking and much more, giving you a solution geared to your exact fleet requirements.

Servicing on My Fleet’s Maintenance

Keeping cars, vans and business vehicles on the road is expensive, there’s no getting away from it. Let us source you the very best deals on servicing and maintenance for all makes and models. We have two fleet options a mechanic that will drive to you, Click Mechanic or dealers that will welcome your fleet breaks down wherever in the country, Auto Serve. With both our contacts you get honest work and because of our partnership, My Fleet Solutions takes the sting out of your automotive costs,

Covering My Fleet’s Insurance

Our team at FCS Insurance Solutions specialise in commercial vehicle and business insurance, so whether you require cover for one vehicle or have a fleet of vehicles, need goods in transit cover or employers’ liability, one of our members can help achieve the best deal for you.

Accident Managing My Fleet

Let our accident management experts, Amber Claims Management, guide you through all your options in the event of an accident involving any insurance claim be it your drivers fault or a non-fault claim. Stay on top of smart repairs or accident damage with expert assistance on which body shop is the most appropriate and pay fleet rates for repairs.

So, if you’re looking for the best deals for your fleet, and a stress free working day, there is only one place to find everything: My Fleet Solutions.

Thinking about Fleet Insurance?

Managing a fleet of vehicles can be very expensive for a business and one of the expenses that sometimes seems harder to control is  fleet insurance. You know we like to keep your business running smoothly by saving money with our Fuel Card Services. Now there is a new service, FCS Insurance Solutions.

The strength of FCS Insurance Solutions specific, policy-matching service is due to the partnerships it establishes. All partners are carefully chosen because of their solid understanding of business specific needs and industry risk exposure knowledge within the security and protection market.

FCS Insurance Solutions is authorised and regulated by the Financial Conduct Authority (FCA licence number 759713). It introduces quotes for all probabilities: Mixed Fleet Insurance, HGV Dedicated Insurance, Employer’s Liability Insurance, Product and Public Liability Insurance and Goods In Transit Insurance.

Mixed Fleet Insurance: A range of flexible policies that cover a combination of trucks, HGVs, vans and cars.

HGV Dedicated Insurance: Specialised policies for hauliers giving the right level of road, goods and liability protection, critical to keep your drivers on the road.

Employer’s Liability Insurance: Offering the most competitive rates for liability insurance.

Product & Public Liability Insurance: Policies to protect your company from every eventuality and expensive legal costs which may be brought against your business.

Goods In Transit Insurance: No matter what you are hauling, there are a number of flexible policies covering a range of goods, liability and breakdown.

For a quote tailored to your business needs or commercial vehicle requirements visit www.fcsinsurancesolutions.co.uk